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The Best And Worst Things About Home Ownership In Kenya

The housing market in Kenya is quickly growing due to the many innovative building techniques that have emerged. Check out these fun facts about owning a house in Kenya.

You Own Your Home

The best thing about owning your home is that you have the freedom to do whatever you want with it. You can paint the walls, add on to the house, or even sell it if you want to. The worst thing about owning your home is that you have to maintain it and keep up with repairs. If something breaks, it's up to you to fix it. 

You Can Deduct Interest on Your Taxes

When you own your home, you can deduct the interest you pay on your mortgage from your taxes. This is a great way to save money come tax time.

Homeownership Requires A Lot Of Work

Kenya is a country with a lot of potential for homeownership. The climate is tropical, which means that there are plenty of opportunities for outdoor activities, and the landscape is varied, providing plenty of opportunity for different types of homes. However, homeownership in Kenya also comes with its own set of challenges.

One of the biggest challenges of homeownership in Kenya is the amount of work required to maintain a home. Homes in Kenya are often made of concrete and brick, which require regular painting and repairs. In addition, the weather can be tough on homes, causing damage from wind and rain. Homeowners in Kenya need to be prepared to put in a lot of work to keep their homes in good condition.

Another challenge faced by homeowners in Kenya is the cost of living. While the cost of living in Kenya is lower than in many Western countries, it is still higher than in many other parts of Africa. This means that homeowners need to be prepared to budget carefully and make sacrifices in order to afford their mortgage payments and other expenses.

Despite the challenges, there are also many benefits to homeownership in Kenya. One of the biggest advantages is the opportunity to build equity in a home. As prices continue to rise,

You Have To Maintain A Home

One of the best things about owning your own home is that you can make it exactly how you want it, and you don’t have to answer to a landlord. On the other hand, this also means that you are responsible for all of the upkeep and maintenance of your home. This can be costly and time-consuming, but it is worth it in the end to have a place that is truly your own. 

Moving Can Be Difficult

If you are planning on moving at some point, it is important to keep in mind that it can be quite difficult. You will need to find a new place to live, pack up all of your belongings, and then move everything yourself. This can be a lot of work, but it is worth it to have your own home.

Homeownership Is Expensive

There's no getting around it: homeownership is expensive. From the mortgage payments to the cost of maintenance and repairs, owning a home can take a serious toll on your finances.

But while there are some definite downsides to homeownership, there are also some upsides. For example, you'll have a place to call your own and you won't have to worry about landlords raising your rent or kicking you out with little notice.

So whether you're thinking about buying a home in Kenya or you're already a homeowner, it's important to weigh the pros and cons carefully before making any decisions.

Kinship With Those Around The Area

One of the best things about home ownership in Kenya is the kinship that you develop with those around you. Whether it's your neighbors or the shopkeepers in your area, there's a sense of community that comes with owning a home. Everyone looks out for one another and there's a real sense of togetherness.

Of course, this isn't to say that there aren't downsides to home ownership in Kenya. One of the worst things about it is the lack of security. With so much crime happening in the country, it's hard to feel safe in your own home. There have been cases of homes being broken into and even people being attacked in their own homes. This is a very real and present danger that all home owners in Kenya have to face.


Home ownership in Kenya definitely has its pros and cons, but we think that the good outweighs the bad. While it can be expensive and stressful at times, owning your own home is a great investment and gives you a sense of stability that renting simply can't provide. Plus, there's nothing quite like coming home to your own place after a long day!

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